LegalWise Legal Cover

3rd May 2018

LegalWise legal cover aims to provide fair and affordable legal assistance to all South Africans. They also seek to ensure that all people have access to a lawyer and that they can enjoy their basic legal rights.

So LegalWise has three levels of membership, offering varying values of coverage.

Gold Member – LegalWise Legal Cover

  • Monthly payment: R90
  • Legal cover of R90000 per case
  • Also, R9000 pay-out for legal costs in event of accidental death of the main member

 

Gold Plus

  • Monthly payment: R135
  • Legal cover of R135000 per case
  • R13500 pay-out for legal costs in event of accidental death of the main member
  • Also, One 45-minute consultation with a LegalWise lawyer on any matter

 

Platinum

Legalwise Legal Cover

  • Monthly payment: R220
  • Legal cover of R220000 per case
  • R22000 pay-out for legal costs in event of accidental death of the main member
  • Benefits for uncontested divorces and child maintenance matters
  • Up to 60% discount on conveyancing fees
  • One free property evaluation per year

 

LegalWise plans offer the following benefits (depending on the specific plan):

Paralegal Benefits

  • Access to in-house legal advice – available 24 hours a day telephonically or at branches, via email or on the web during business hours
  • Debt services (settlement negotiations etc.)
  • Family services (child maintenance, antenuptial contracts, uncontested divorces)
  • Also, Civil services (mediation to forums such as CCMA, referral to Small Claims Court etc.)

 

Insurance Benefits

  • Cover for the main member as well as a spouse or life partner and children under 18.
  • Cover for civil, criminal and labour related issues
  • Access to LegalWise network of 300 legal firms for representation
  • Fees paid at the LegalWise tariff rate
  • Option to select your own lawyer outside of the network

 

Exclusions – LegalWise Legal Cover

All benefits are subject to a 3-month waiting period as well as the following exclusions:

  • Business activities
  • Issues around matrimony (marriage, divorce, custody negotiations)
  • Defamation claim by the member
  • Class actions
  • Dispute with the value below R5000
  • Any matters in which member is an officer, trustee, spokesperson etc.
  • Matters where there is an option to pay a fine without conviction
  • Matters that pre-exist joining LegalWise
  • Also, Any act that aims to promote political, social, environmental or economic change

 

Added benefits

  • Cash payout for legal costs in the event of the main member dying accidentally
  • No premiums to be paid for six months if retrenched or disabled (totally or temporarily)

Money back guarantee – premiums refunded if you change your mind during the three-month waiting period (provided no benefits have been received)

 

To get a free Legal Insurance quote, complete and submit the form on this page.

All info was correct at time of publishing