LegalWise Legal Cover

LegalWise legal cover aims to provide fair and affordable legal assistance to all South Africans. They also seek to ensure that all people have access to a lawyer and that they can enjoy their basic legal rights.

So LegalWise has three levels of membership, offering varying values of coverage.

Gold Member – LegalWise Legal Cover

  • Monthly payment: R90
  • Legal cover of R90000 per case
  • Also, R9000 pay-out for legal costs in event of accidental death of the main member


Gold Plus

  • Monthly payment: R135
  • Legal cover of R135000 per case
  • R13500 pay-out for legal costs in event of accidental death of the main member
  • Also, One 45-minute consultation with a LegalWise lawyer on any matter



Legalwise Legal Cover

  • Monthly payment: R220
  • Legal cover of R220000 per case
  • R22000 pay-out for legal costs in event of accidental death of the main member
  • Benefits for uncontested divorces and child maintenance matters
  • Up to 60% discount on conveyancing fees
  • One free property evaluation per year


LegalWise plans offer the following benefits (depending on the specific plan):

Paralegal Benefits

  • Access to in-house legal advice – available 24 hours a day telephonically or at branches, via email or on the web during business hours
  • Debt services (settlement negotiations etc.)
  • Family services (child maintenance, antenuptial contracts, uncontested divorces)
  • Also, Civil services (mediation to forums such as CCMA, referral to Small Claims Court etc.)


Insurance Benefits

  • Cover for the main member as well as a spouse or life partner and children under 18.
  • Cover for civil, criminal and labour related issues
  • Access to LegalWise network of 300 legal firms for representation
  • Fees paid at the LegalWise tariff rate
  • Option to select your own lawyer outside of the network


Exclusions – LegalWise Legal Cover

All benefits are subject to a 3-month waiting period as well as the following exclusions:

  • Business activities
  • Issues around matrimony (marriage, divorce, custody negotiations)
  • Defamation claim by the member
  • Class actions
  • Dispute with the value below R5000
  • Any matters in which member is an officer, trustee, spokesperson etc.
  • Matters where there is an option to pay a fine without conviction
  • Matters that pre-exist joining LegalWise
  • Also, Any act that aims to promote political, social, environmental or economic change


Added benefits

  • Cash payout for legal costs in the event of the main member dying accidentally
  • No premiums to be paid for six months if retrenched or disabled (totally or temporarily)

Money back guarantee – premiums refunded if you change your mind during the three-month waiting period (provided no benefits have been received)


To get a free Legal Insurance quote, complete and submit the form on this page.

All info was correct at time of publishing